Business Lending

Direct Capital
for Businesses

MetaFund delivers tailored financial services to businesses with unique needs based on their character, financial viability, and intended community benefits.

Our business program is designed to expand access to capital, promote economic resiliency, and create new jobs and economic opportunities in underinvested communities.

In addition, we work alongside bank partners by offering credit enhancements that fill equity shortfalls and allow businesses access to traditional bank debt with less complexity than federal programs.

  • Imperfect Credit

  • Limited Collateral

  • Limited Equity

  • Lending Limits

Why Partner with MetaFund?

As a nonprofit CDFI, we're different.

MetaFund participates with banks to improve the LTV, DSCR, or extend credit​ beyond the bank’s lending limits.

  • MetaFund portion up to $1,000,000

  • May subordinate to bank’s position

  • Global DSCR as low as 1.0

  • Global LTV as high as 100%

MetaFund is a capital partner—not a competitor. You maintain the total customer relationship from deposit accounts to consumer lending, insurance, and commercial banking. We help you address:

Not Sure Which Loan Program is Right for You?

Recent Business Loans

Contact us for more information about our products and services.